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Performance data quoted represents past performance which is no guarantee of future results. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than the original cost. Current performance may be higher or lower than performance data quoted. Standardized returns current to the most recent month-end can be obtained by visiting our Average Annual Returns Page or by calling toll free 1-800-SATURNA. The Adviser has absorbed, currently or in the past, certain Fund expenses, without which total returns would have been lower. To obtain more detailed information including investment objectives, risks, expenses and charges in the current prospectuses or summary prospectuses, please visit Documents & Forms or call 1-800-SATURNA. Please read the prospectuses or summary prospectuses carefully before investing.

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